There is no position more settled at this point in time than the Panthers quarterback position. I'm sure by now you've heard about Cam Newton's contract extension locking him up through he 2020 season. Back-up Derek Anderson appears fairly secure as well. The only question is where the Panthers will again keep three QBs rather than the typical two. It was assumed that since Cam Newton health was in question last season the need for a third quarterback was prevalent. Now that Newton is healthy a third quarterback is a luxury not needed.
Cam Newton 6'5" 245 lbs 5th season
Forget Newton's declining stats since a sensational rookie season, he is 100% healthy and looking as sharp as ever. Plus Newton now has the weapons and an improved offense line protecting him. Newton may not crack the top 5 or even 10 stat wise in passing, instead measure him in wins. Newton will do whatever it takes the win carrying the offense on his back if he has to.
100% Starter for the foreseeable future
Derek Anderson 6'6" 230 lbs 11th season
Anderson has been the quintessential back-up quarterback since joining the Panthers in 2011. Look no further than his 2-0 mark filling in for Newton last season (even if both starts were against the Bucs). Outside of a sudden Anderson injury or retirement I cannot think of a single reason why he won't enter the season as the Panthers #2 QB.
99% Chance of Making Roster as #2 QB
Joe Webb 6'4" 235 lbs 6th season
Webb is one of the more versatile players in the NFL. He not only can play quarterback in a more similar fashion to Cam Newton than back-up Derek Anderson, he can also play on special teams and WR (He caught one pass for 16 yards in 2014). Yet as I mentioned before there may not be room on the roster for him in 2015 like there was in 2014. Webb's chances may boil down to beating out Derek Anderson for the #2 spot. I have a tough time with that one. Webb is more similar to Newton than Anderson and is way younger than Anderson. As much as I love players like Joe Webb it comes down to the numbers so I think his chances of sticking are low.
10% Chance of Winning #2 QB role, 20% chance of making the roster