Well, it was disappointing getting last week's game right, edging me up to 8-5 on the year. Add to that disappointment Jake Delhomme will be holding a clipboard this week, so I'm pretty mad at one former Tarheel TJ Yates.

I'll just come right out and say it. I'm picking the Panthers this week. Call it my dumb pick of the year, at least that's what I'm calling it. The Texans are better than us, obviously. You don't get to 10 wins in mid December if you don't have some talent. They have quality wins over the Steelers, Falcons and Bengals.

But looking at their schedule, 6 of their 10 wins have been over bad (4 wins or less) teams. They have been winning without Matt Schaub, yes, but by a margin of 7, 7 and 1 points the past 3 weeks.

While the Texans do have something to play for (home field advantage in the playoffs), I see this as a trap game for them. They have won 7 games in a row and are due for a letdown. Andre Johnson is out again for this game. We are doing better stopping the run, and will be able to concentrate on the backs more since Schaub is out.

And the main reason I am picking the Panthers?? I just can't pick us to lose to.......................................

TJ Yates.

I watched him play alot in college, and I really don't think he is sliced bread. I think he's due for a game in which he is reminded he is a rookie playing in his fourth career NFL game. Courtesy of Charles Johnson, Greg Hardy, Chris Gamble and company.

So yes, I personally think I'm nuts making this call. But it is the NFL, and who knows, the Any Given Sunday thing just might happen before our very eyes in that good ol stadium in which we played our first Super Bowl.

In a squeaker upset "special" of the year............

Panthers 21 Texans 20

That’s how I see it. What about you Panthers fans? How do you see this Sunday’s game? You make the call,

Let’s hear it!